What is HIP about
At HiP we look at things differently… We look within to find the answers for positive change. Our philosophy drives everything we do, from supporting the growth and development of the people who work with us right through to actively contributing towards solving the economic problems in the world around us.
This introspective vision was the driving force behind creating a platform where property equity becomes a currency, and debt levels become a choice. Anyone can participate. Whatever your interest in property, regardless of your global location.
True to our values, HiP offers a new level of financial freedom through a next generation asset exchange and immersive virtual world. Connecting users through the HiP Ecosystem with real world participants and complimentary services. Creating an infrastructure that improves your current standard of living and build real value within your community.
HiP was born to challenge the restrictive global real estate market. A market in desperate need of positive change for property investors, owner-occupiers and buyers alike by realising your opportunities and wealth in a new way, no matter what your situation.
Welcome to HiP.
The Value Proposition
HiP’s vision is to create a real estate ecosystem linking both financial and non-financial services with buyers, owners and investors within a connected virtual and real world experience.
Yet it is not only owners, buyers and investors who can participate, but also complimentary service providers to the real estate industry such as realtors, architects, designers and builders.
The solutions outlined in this Whitepaper represent the first suite of offerings to be provided through the HiP Ecosystem. However, through decentralisation, new participants can contribute innovative financing products, investment strategies, and market data. And be rewarded for it.
As the HiP team continue to explore new products and solutions, so will an emerging community of innovators and disruptors with their own visions for how the real estate market should evolve.
For the first time in history it is now the choice of the user to design the real estate world they want to live in supported by a flexible funding mechanism.
HiP is unique – It is the first FCA regulated company which allows us to trade debt and equity on a contract – the prequel to a smart contract. HiP brings the power of the blockchain, starting with the UK residential real estate market, and then the world.
Many ICOs have concentrated on the tokenisation of assets. HiP is a different model which is about the fractionalisation of ownership and distribution of wealth, with the HiP Token as the facilitator of debt and equity trades.
• MAY / JUNE 2018
o PRIVATE ROUND
• MID JULY / MID AUGUST
• MID / LATE AUGUST
o PUBLIC SALE
• 1 MONTH OR WHEN HARDCAP IS REACHED
o END OF PUBLIC SALE
• 3 MONTHS POST TOKEN SALE
o Start accepting applications for HiP financing for new purchases in UK – waitlist opens
o Private beta-test of platform begins, first private transactions for purchasing property with HiP financing executed on platform
o Roll-out of HiP wallets
o HiP tokens listed on first crypto trading exchange
• STAGE 2 – 6 MONTHS POST TOKEN SALE
o Beta-test of platform expands
o HiP trading exchange open to pre-approved investors
o Applications for Equity Release waitlist opens
o Begin incremental roll-out of new buyers homes purchased with HiP financing (UK)
o Public asset register blockchain live
o Rollout of initial risk management & asset servicing components
o Referral programme opens – paid by HiP tokens
o Limited access to property investment via crypto
• STAGE 3 – 9 MONTHS POST TOKEN SALE
o Early access secondary trading markets available on trading exchange for debt & equity
o Increased rate of onboarding of investors & new buyers
o Begin incremental roll-out of equity release
o General availability of property investment via crypto
• STAGE 4 – 12 MONTHS POST TOKEN SALE
o Removal of waitlists for investor offering & new buyers
o General availability of secondary market for debt & equity trading
o Limited access of equity & debt refinancing for existing homeowners – UK Residential